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However, with recent home price index readings showing annual price rises of around 18 per cent for Sydney, 15 per cent for Canberra and 13 per cent for Melbourne, and official data showing a renewed surge in property investor lending, financial authorities have floated the possibility of tightening those rules restricting investment loans."There remain pressures that have built up again over the last few months," observed Treasurer Scott Morrison."Australia has a very high proportion of interest only loans and these are issues that have been the topic of discussion."I had discussions with the Council of Financial Regulators and we've been looking at these issues on the investor side, on the demand side, quite significantly, and that is the appropriate place for that discussion to take place."They've done it before wisely and it's for them to take any further action that they see as necessary."Speaking at the Australian Security and Investment Commission's (ASIC) annual forum in Sydney, the head of the corporate watchdog agreed that so-called macroprudential rules to limit certain types of higher-risk lending were useful.

However, ASIC chairman Greg Medcraft also said he thought the Australian housing market was in a bubble.

When you drown your car with doors locked into deep waters, you will not be able to unlock it and you will be trapped inside the car forever.